PMAY-G Marks 10 Years

PMAY-G continues to be implemented with extended targets and monitoring reforms for rural housing. The scheme focuses on financial assistance, beneficiary selection, and technology-driven monitoring for housing delivery.

Pradhan Mantri Awaas Yojana – Gramin (PMAY-G)

Dimension	Key Details
Launch and Origin	Has been launched in 2016 and is restructured from Indira Awas Yojana started in 1996.
Objective	Provides for housing for all in rural areas through financial assistance for construction of pucca houses with basic amenities.
Beneficiaries	Applies to houseless households and families living in zero, one, or two-room kutcha houses.
Targets	Provides for target of 2.95 crore houses for FY 2016–17 to FY 2023–24 and additional 2 crore houses for FY 2024–25 to FY 2028–29.
Financial Assistance	Provides for ₹1.20 lakh in plain areas and ₹1.30 lakh in hilly states with minimum unit size of 25 sq. m.
Funding Pattern	Provides for cost sharing between Centre and States in the ratio of 60:40 in plain areas and 90:10 for North Eastern and Himalayan States.
Beneficiary Selection	Provides for selection using Socio Economic and Caste Census 2011 housing deprivation parameters verified by Gram Sabhas.
Monitoring System	Provides for end-to-end e-governance through AwaasSoft and Awaas App with additional monitoring through social audit, DISHA Committee, and government officials.
Direct Benefit Transfer	Provides for transfer of financial assistance directly into beneficiary bank accounts.
Geo-tagging	Provides for uploading of time and date-stamped photographs at each stage of construction for real-time monitoring.
Inspection Mechanism	Provides for inspection of about 10% of houses by block-level officers and 2% by district officers at each stage.
Social Audit	Provides for annual social audit in every Gram Panchayat.