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LokOS Under DAY-NRLM
The Ministry of Rural Development rolls out LokOS under Deendayal Antyodaya Yojana–National Rural Livelihoods Mission (DAY-NRLM). LokOS provides a comprehensive digital platform for end-to-end digitization and management of Self-Help Groups (SHGs) and Community-Based Organisations (CBOs) and their financial and livelihood records.
LokOS (People Operating System) under DAY-NRLM:
| Dimension | Key Details |
|---|---|
| Platform Type | LokOS (People Operating System) comprises a comprehensive digital platform for end-to-end digitization of Self-Help Groups (SHGs) and Community-Based Organisations (CBOs). |
| Nodal Ministry | The nodal ministry for LokOS is the Ministry of Rural Development. |
| Implemented Under | LokOS is implemented by Deendayal Antyodaya Yojana–National Rural Livelihoods Mission (DAY-NRLM). |
| Digitised Data Coverage | LokOS digitises member records, profiles, savings, lending, repayments, financial transactions, livelihoods, and convergence initiatives. |
| Institutional Coverage | LokOS registers and manages SHGs, Village Organizations (VOs), Cluster Level Federations (CLFs), and members. |
| Unique Digital IDs | LokOS provides Aadhaar- and bank-linked identities for SHG members and institutions. |
| Financial Records | LokOS provides digital tracking of savings, loans, repayments, and transactions. |
| Livelihood Profiling | LokOS captures data for planning and convergence with government schemes. |
| Role-Based Administration | LokOS enables approvals, monitoring, and reporting from village to national level. |
| Real-Time Analytics | LokOS provides dashboards and one-click reports for data-driven decision-making. |
| Lakhpati Didi Initiative Linkage | LokOS enables outreach, beneficiary tracking, and monitoring for the Lakhpati Didi initiative. |
| Governance and Financial Strengthening | LokOS reduces manual record-keeping, enables instant monitoring of SHG transactions, and improves accountability and operations. |
| Financial Scale Captured | LokOS captures ₹2 lakh crore worth of SHG transactions annually. |
| SHE-LEAPS Platform | SHE-LEAPS is a rural entrepreneurship platform that has been launched in June 2026 under the LokOS platform. |
| SHE-LEAPS Coverage and Functions | SHE-LEAPS comprises a digital platform for empowering women associated with SHGs across rural India and provides a unified platform for enterprise creation, performance tracking, and business management. |