Motor Vehicle Accident Fund to Reimburse PM Rahat

The Government launched the Pradhan Mantri Rahat Road Accident Victim Hospitalisation and Assured Treatment Scheme to provide cashless treatment to road accident victims during the Golden Hour. The scheme ensures immediate medical care and financial protection.

PM Rahat Road Accident Victim Hospitalisation and Assured Treatment Scheme:

Dimension	Key Details
Objective	Provides cashless treatment to road accident victims to prevent deaths due to delayed medical care
Launch Year	2026
Nodal Ministry	Ministry of Road Transport and Highways
Implementation Platform	Implemented through eDAR platform integrated with TMS 2.0 of National Health Authority
Emergency Integration	Integrated with Emergency Response Support System 112 for hospital and ambulance coordination
Funding Mechanism	Reimbursement through Motor Vehicle Accident Fund, insurance companies for insured vehicles and government allocation for uninsured or hit-and-run cases
Coverage	Applies to road accident victims within 7 days of accident subject to police authentication
Financial Limit	Provides cashless treatment up to ₹1.5 lakh per victim for 7 days
Stabilisation Treatment	Provides up to 24 hours for non-life-threatening cases and 48 hours for life-threatening cases
Claim Settlement	Approved claims paid within 10 days
Grievance Redressal	Complaints handled by Grievance Redressal Officer nominated by District Road Safety Committee