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Deendayal Antyodaya Yojana National Rural Livelihoods Mission
The Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) has been reviewed for the 2026-27 to 2030-31 cycle. The review focuses on scaling rural women entrepreneurship and strengthening institutional mechanisms.
Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM)
| Dimension | Key Details |
|---|---|
| Scheme Nature | Centrally sponsored poverty alleviation and rural livelihoods programme based on the Self-Help Group model |
| Launch Year | Launched in 2016 |
| Former Name | Formerly known as National Rural Livelihoods Mission |
| Nodal Ministry | Ministry of Rural Development |
| Implementation Structure | Implemented through State Rural Livelihoods Missions via SHGs, Village Organisations, and Cluster-Level Federations |
| Geographical Coverage | Implemented across all States and Union Territories except Delhi and Chandigarh |
| Household Coverage | Covers about 10 crore rural poor households mobilised into 91 lakh SHGs |
| Beneficiaries | Rural poor women, SHG members, and rural youth under skill components |
| Identification Mechanism | Target households identified through Participatory Identification of Poor instead of BPL |
| Core Objectives | Provides for livelihood promotion, financial inclusion, diversification of income sources, and empowerment of women |
| Financial Inclusion Measures | Provides for collateral-free loans, interest subvention, and bank linkage through Bank Sakhis |
| Livelihood Promotion | Includes farm activities through Mahila Kisans, non-farm enterprises, and Start-up Village Entrepreneurship Programme |
| Community Resource Persons | Includes Krishi Sakhi, Pashu Sakhi, and Bank Sakhi for agriculture, livestock, and banking services |
| Skill Development Components | Includes DDU-GKY for placement-linked skill training (15–35 years) and RSETIs for entrepreneurship training (18–50 years) |
| Marketing Support | Provides for marketing through SARAS Aajeevika Melas and training by National Institute of Rural Development and Panchayati Raj |
| Funding Pattern | Jointly funded by Central and State governments |
| Performance Indicator | Non-performing assets reported at around 1.7% |